How We Charge

We are aware that for some, the worry of expense can be off-putting when considering obtaining vital legal help.

Reclaim is an Alternative Business Structure regulated by the Solicitors Regulation Authority, and part of a group of companies which provides legal and financial assistance to tens of thousands of clients.

We are not here to mislead you or land you with an unexpectedly large bill from out of the blue. We will always be totally transparent about the cost of our services and will always try to accommodate your preferred method of payment.

The first step is to speak to us, to see if we can help you with your legal query. Before we start any work for you we will agree how it will be paid for and whether it might qualify for a fixed fee or if it can be pursued on a no-win, no-fee basis.

If it is not possible for us to offer these methods of funding your claim we will instead provide you with estimates of what our work will cost and will not exceed these estimates without your express permission. We will confirm everything in writing and we will stick to what you have agreed to.

It will be that simple. We promise.

Reclaim/Financial Mis-selling

A re-claiming service for clients who have been mis-sold a financial product, utilising the available alternative dispute resolution processes.

This service is offered on a fixed no win, no fee basis. If the claim is successful Reclaim will charge a fee equivalent to 25% plus vat of the monies which are recovered,

Full terms and conditions can be found here

How we charge for financial product claims?

We will undertake your claim on a no win-no fee arrangement. If successful our fee will be 25% plus VAT of your refund. For example:

If your refund is £1000 our fee will be £250 plus VAT.

VAT is 20% of £250 = £50

Total cost is £300.

Reclaim/Flight Delays

A claims service for clients who have experienced a previous flight delay. If you have experienced delays of more than three hours or your flight has been cancelled, under EU regulation you may be entitled to between £90 -£440 in compensation.

This service is offered on a fixed no win, no fee basis. If the claim is successful Reclaim will charge a fee equivalent to 25% plus vat of the monies which are recovered,

Full terms and conditions can be found here

How we charge for flight delay claims?

We will undertake your claim on a no win-no fee arrangement. If successful our fee will be 25% plus VAT of your refund. For example:

If your refund is £1000 our fee will be £250 plus VAT.

VAT is 20% of £250 = £50

Total cost is £300.

To provide further information, here is a general overview of how legal services can be funded in England:

Legal Aid

Whilst this has now been significantly restricted by the Government, legal aid can help you pay for certain legal advice, family mediation, representation in court and some tribunals.

This could include help for housing, debt, family or education problems. You can also get legal aid if you’re accused of a crime.

The Legal Aid Agency is responsible for the legal aid scheme in England and Wales.

Reclaim does not offer Legal Aid to our clients, but will advise you if we think you would be eligible for legal aid, and will point you in the right direction to apply for the same.

Free Advice

There are several ways to access cheap or free legal advice. The following organisations can also provide free advice on a variety of matters:

Sometimes, organisations or companies such as trade unions or insurance companies may help with legal costs or pay them in their entirety. Some workplaces also have employee helplines that may be able to help.

Legal expenses Insurance Policies

There are two types of insurance policy that can assist with the expense of pursuing a legal claim:

  • ‘Before the event’ insurance
  • ‘After the event’ insurance

Before the event insurance is usually added to a general insurance policy (commonly car insurance or home insurance) and can possibly cover legal fees for an unforeseen event which happens during the future duration of the policy.

After the event insurance is purchased after the event which has given rise to the legal claim, and insurers the claimant against the legal costs of their claim.

No Win No Fee Agreements

 There are two types of “no win no fee” agreements in litigated claims:

  • Conditional fee agreements (CFAs)
  • Damages-based agreements (DBAs)

A no win no fee agreement is a basic agreement between you and your solicitor which confirms that your solicitor will not receive payment if your claim is not successful.

In the event that your claim is successful, your solicitor will be paid according to the type of agreement you have entered into.

If you have entered into a Conditional Fee Agreement, your solicitor will look to recover the value of the costs they have incurred in acting on your behalf. This will be calculated by reference to the time spent on your claim and the hourly charging rate which applies to the person who has worked on your claim.

If you have entered into a Damages Based Agreement, then your solicitor will look to be paid a set percentage of the monies which you have recovered as a result of your claim.

The above no win no fee agreements are applicable to litigated claims. If your claim is not to be litigated then you and your solicitor can enter into a more simplistic success fee agreement. This should be clearly set out in writing, and may mean your solicitor receives a set success fee if your claim is successful. This could be expressed as a percentage of monies recovered or which could be fixed at a certain sum.

Fixed Costs

Fixed costs mean just that. You instruct your solicitor to do a piece of work for you, and they tell you how much it will cost. A fixed cost could apply to all of your case or just part of it whilst you act in person for the rest of the time, for example in a claim in the Small Claims Court.

A fixed price should also refer to the disbursements which may be incurred such as Court fees, and other non-legal costs incurred.

Hourly Rates

The work carried out for you is charged according to how much time is spent working on your matter and with reference to hourly rates which differ depending upon the experience of the person carrying out the work.

As a guideline, the current Court approved hourly rates for Solicitors are as follows:

  1.  Solicitors with over 8 years post qualification experience including at least 8 years litigation experience.
  2.  Solicitors and Legal Executives with over 4 years post qualification experience including at least 4 years litigation experience.
  3.  Other Solicitors and Legal Executives and Fee Earners of equivalent experience.
  4.  Trainee Solicitors, Paralegals and other Fee Earners.

 

BANDS A B C D
London 1 £409 £296 £226 £138
London 2 £317 £242 £196 £126
London 3 £229-£267 £172-£229 £165 £121
National 1 £217 £192 £161 £118
National 2 £201 £177 £146 £111